Name of the charges

SB A/c

C.A A/c

Account closing charges with cheque book

100/-

250/-

Account closing charges without cheque book

50/-

——

Cheque book charges

75/- 

150/- 

Cheque return charges

300/-

300/-

Debit ECS Return charges

50/-

50/-

Stop payment charges

150/-

150/-

I.C. Charges

Nil

Min of Rs. 100/- and Rs.2/- per entry

Pass sheet charges

1^st sheet Rs. 100/- conceding sheet Rs. 20/- per sheet

1^st sheet Rs. 100/- conceding sheet Rs. 20/- per sheet

Duplicate pass book charges

Rs. 100/-

Rs. 100/-

Signature verification charges

Rs. 250/-

Rs.250/-

RTGS Charges (outward)

 Rs. 1 to Rs. 5 lakhs 

Rs. 5 lakhs and above

Rs. 25/- per transaction

Rs.50/- Per transaction

NEFT Charges (outward)

Upto 1 lakh

Rs. 1 lakhs and above

Rs. 5/- Per transaction

Rs.25/- Per transaction

Non-Maintenance of Minimum Balance

Minimum Balance to be maintained with cheque book facility Rs. 1000/- 

• If the Balance falls below between Rs. 500/- to Rs. 999/- Charges is Rs. 100/-

• If the Balance falls below Rs. 500/- then the Charges is Rs. 150/-

Minimum Balance to be maintained is Rs. 2000/- 

• If the Balance falls below between Rs. 1000/- to Rs. 1999/- then the Charges is Rs. 250/-

• If the Balance falls below Rs. 1000/- then the Charges is Rs. 300/-

Minimum Balance to be maintained without cheque book facility Rs. 500/- 

• If the Balance falls below between Rs. 250/- to Rs. 500/- Charges is Rs. 50/-

• If the Balance falls below Rs. 250/- then the Charges is Rs. 100/-

D.D. Cancellation

Rs. 25/-

Rs. 25/-

Sl. No.

Particulars

Amount (Rs)

1

Loan application fee

Rs. 50/- – loan up to Rs. 1,00,000/-

Rs. 100/- Loan above Rs. 1 lakhs to Rs. 20 lakhs

Rs. 250/- Above 20 lakhs

Rs. 50/- Gold loan

2

Service  charges for loan

1.20% of the loan amount

3

Service charges for Gold loan

1.00% of the Loan amount 

4

Nominal membership application fee

Rs. 50/-

5

Share application Fee

Rs. 50/-

6

Share admission fee

Rs. 200/-

7

Share fee

 Rs. 10/- per share

8

Nominal Membership fee

Rs. 200/-

9

Demand Draft/payorder charges

Upto  Rs. 10000/-

Above Rs. 10001/-

Rs. 20/-

Rs. 1.50/- per thousand

10

Overdraft incidental charges

0.50%

11

Inspection Charges

Rs. 250 – Distance less than 10KM from Bank

Rs 500/- Distance more than 10KM from Bank

12

Legal charges

Rs. 1500/-

13

Valuation Charges

Rs. 1500/-

14

Gold Appraiser Charges

Rs. 250/- upto Rs. 2lakhs

Rs. 500/- above 2 lakhs to 5 lakhs

Rs. 1000/- above 5 lakhs to 10lakhs

15

Interest Statement (for duplicates)

Rs. 100/-