Loans Interest Rates
Rate of Interest on Loans w.e.f 01/08/2025
| Type of loans | Rate of interest |
| Vehicle loan | 9.00% |
Housing Loan Upto Rs.25 lakhs Above Rs. 25 lakhs | 8.00% 8.50% |
Gold Loan Upto 2 lakhs | 7.50% |
| Personal Loan | 14.00% |
| Small scale Industrial loan | 10.50% |
| Small Business Loan | 10.50% |
| Videsh vidya vikasa yojana | 11.50% |
| Domestic Item Loan | 12.50% |
| Mortgage Loan | |
| Upto 10 lakhs | 12.00% |
| Above 10 lakhs | 12.50% |
| Loan on govt securities | 15.00% |
| Overdraft | |
| Overdraft on Gold ornaments | 9.75% |
| Secured | 14.00% |
| Unsecured | 17.00% |
- For Customers Knowledge
- Amendment to Section 194N w.e.f. 01st July 2020
- THE RESERVE BANK – INTEGRATED OMBUDSMAN SCHEME – 2021
- Please make your account KYC compliant
- Please link your Aadhar number to your account.
- Please update your passbook atleast once in 3 months
- Mention your PAN in the challen where remittance amount is Rs. 50000/- and above
- Use RTGS/NEFT facilities for your remittances
- Please keep updated your Address and Phone number with the bank for timely communications.
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